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Lloyd joined the company in January 2012 and is manager of the Merian Corporate Bond Fund and co-manager of the Merian Financials Contingent Capital Fund. Prior to joining the business Lloyd was at Cutwater Asset Management (2007-2011), initially as an asset-backed CP/MTN trader, then as a European financials credit analyst. Before this, Lloyd worked in structured capital markets at Deutsche Bank (2002-2007), after completing the firm’s graduate training programme. Lloyd graduated from the University of Bristol with a BA (Hons) in electronics and telecommunications engineering (2001), and is a part-qualified management accountant.